![]() ![]() Information correct as of but is subject to change. AGM/EGM < : Mortgage Market Share: 18.5 Operating Profit: 14m Net Interest Margin: 1.54 CET1 Fully Loaded: 15.2 NPL Ratio: 3. For this example, Annual Percentage Rate of Charge(APRC) of 4.43% applies and consists of variable borrowing rate of 4.30%, valuation fee of €150, Property Registration Authority (PRA) fee of €175, and security vacate fee of €35. Permanent TSB Group Holdings is a leading provider of Retail and SME banking in the Irish Market. If interest rates increase by 1% an additional €54.74 would be payable per month. The monthly repayment on a 20 year mortgage with Loan to Value (LTV) greater than 80% with variable borrowing rate of 4.30% on mortgage of €100,000 is €621.90 for 240 months. Maximum loan amount will typically not exceed 4 times an individual’s gross income for First time Buyers & 3.5 times an individual’s gross income for Second time Buyers. The maximum LTV for customers who hold their current mortgage with another bank but wish to switch their mortgage to permanent tsb while also releasing equity is 85%. For First Time and Second Time Buyers a maximum Loan to Value (LTV) of 90% will apply to a property’s purchase price. Life and Home Insurance are also required. Security is required and credit agreement will be secured by a mortgage or by a right related to residential immovable property. Mortgage approval is subject to assessment of suitability and affordability. Lending criteria, terms & conditions will apply. If any documentation is missing or additional information is required to reach a credit decision, we will notify you which may impact the decision time. 72 hours starts once your application is completed and submitted for credit assessment during business hours. ![]()
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